Freelancer Abhinav Kumar
BASIC
$ 9

Credit Analyst Abhinav Kumar, Business, Accounting, Human Resources & Legal

Abhinav Kumar
India, Mumbai
Joined Sep 30, 2020

About Abhinav

I am looking for a Credit Analyst/Credit Manager position within the BFSI sector. I have total experience of about 7 years with about 5 years in undertaking Credit Risk Assessment of SMEs/Emerging Corporates where I have worked for various banks/NBFC/financial consultant in India and Dubai. Products handled include working capital facilities, proj...Expand

Location

Portfolio

Credit Analyst

About freelancer

Abhinav
BASIC
Abhinav Kumar
(0 reviews)
Joined Sep 2020
Last seen
9 months ago
I am looking for a Credit Analyst/Credit Manager position within the BFSI sector. I have total experience of about 7 years with about 5 years in undertaking Credit Risk Assessment of SMEs/Emerging Corporates where I have worked for various banks/NBFC/financial consultant in India and Dubai. Products handled include working capital facilities, project finance, term loans, mortgage loans, business loans, bill discounting, guarantees, etc. In addition, I also had sanction authority of upto Rs 10 lacs during one of my career stints. My experience has helped me to gain deep understanding of businesses in various industrial sectors, lending products, Credit Assessment & Due diligence as well as Structuring of transactions. Since 2017, I have been part of start up which is into overseas education counseling and due to certain professional and financial reasons, I plan to head back to the financial services sector.

Recommended For You

Sunit Kalkoti
BASIC
India, Bengaluru
Remote Credit Analyst Sunit Kalkoti, Business, Accounting, Human Resources & Legal
Evaluating the financial status of potential customers, monitoring existing clients, performing risk assessments, writing detailed reports, and making informed decisions while extending credit. Credit analysis, due diligence, risk reporting basis profit and loss statement, balance sheet and cash flow statement of companies/firms Underwriter for working capital, term loans, export finance, mortgage loans for MSME & Corporate clients, covering both the qualitative and quantitative aspects of the economy, sectors and company being analyzed Broadly analyze companies based on their audited financials, ratios, debt service coverage ratio, cash flows, promoter expertise, collateral, asset coverage ratio and compare them with their peers in the industry Evaluating risk profiles of clients and provide credit ratings from time to time & structure products as per company profile to reduce risk for the stakeholders Keeping abreast with changing industry dynamics, global economic conditions to be better equipped at dealing with complex situations & follow RBI guidelines and be updated with the changes in policies and rates Well versed with break-even analysis, stress testing, SWOT, NPV, IRR, VaR, hedging strategies, forward, futures, options, capital asset pricing model, portfolio analysis, fixed income securities and capital market Adept at working with large volume of data in excel with an eye for detail. I have a strong analytical and problem solving skills with ability to perform data analysis. Client/site visit to understand the business model and working capital requirement (Cash credit, Overdraft, Term loan, FCTL, PCFC, EPC, Letter of credit, Bank guarantee etc) Expert at preparation of opinion based reports covering detailed analysis of promoter profile, business, industry,management, financial risk & mitigates and making recommendations to the Risk department head/ committee with appropriate covenants NPA & Potential NPA analysis and liaising along with the business and recovery team to formulate strategies to recover delinquent accounts Proactively monitoring the assigned portfolio by tracking the industry & economic conditions Delivered the best turn around time, and managed customer and internal queries with highest standards of ethics, including regulatory and business conduct, across the Bank
Business, Accounting, Human Resources & Legal
Account Receivables Management
Financial Forecasting
Business Analysis
Financial Markets
Financial Analysis
25 $
use cookies. By continuing to use this website you consent to our cookies policy. Privacy Policy
    WONO