Remote Credit analyst Asmita Shinde, Asmita Shinde, Asmita Shinde, Business, Accounting, Human Resources & Legal
Current Profile:
It includes responsibilities of document vetting for Credit card applications, develop key MIS reports & analysis using sales & performance measurement tools like Tabula, efficient execution of all areas of pre-credit administration functions.
Accomplishments:
SME CAD dept:
⦁ Efficient execution of all areas of credit administration functions such as business loan documentation, authorization of credit lines, disbursements.
⦁ Responsibilities of custodian.
⦁ Automation of exception reports & monitoring of critical expiry dates of bank guarantees/standby letters of credit & insurance.
⦁ Updating the new document in the system & maintenance of the same.
⦁ Preparing MIS reports & analysis.
⦁ Managed UAT for the SME CAD dept.
Branch Level:
⦁ Handled responsibilities for all Operational Activities at the branch level.
⦁ Performing role of investment advisors in General Insurance, Life Insurance, Mutual Fund, Fix Deposit, and Recurring Deposit.
⦁ Preparation of flowcharts and reports as a part for documentation to study the branch statistics and analyses the status and profitability of the branch, to achieve branch monthly targets.
⦁ Monitoring the inflow and outflows of funds.
Core Competencies:
⦁ Ability to be highly accurate.
⦁ Excellent communication and interpersonal skills, ability to build strong professional relationships.
⦁ Excellent computer skills with proficient knowledge of Microsoft Excel, Word, PowerPoint and Outlook.
⦁ Detail oriented, highly motivated and able to work in cross-functional teams.
⦁ Strong communication skills: able to professionally and efficiently communicate across departments.
⦁ Good organizational skills. Strong attention to detail.
⦁ Good interpersonal skills with strong customer service orientation. Ability to interact with all levels of management
⦁ Good analytical skills
⦁ Ability to effectively communicate telephonically. Ability to influence and seen as a team player.
⦁ Ability to quickly acquire sound knowledge of company products and services
Experience:
May 2017 – June 2020
Vigilance Officer/Credit Admin Support, Sales & Credit Support Dept.
Majid Al Futtaim Finance – NAJM Credit Cards, UAE.
⦁ Document Vetting for credit card applications.
⦁ Develop key MIS reports & analysis using sales & performance measurement tools like Tabuela.
⦁ Review rejected cases with credit dept & resubmit if required & keep track of approvals on daily basis.
⦁ Work directly with RMs to obtain all necessary financial statements and transaction information in order to analyze credit requests
⦁ Co-ordinating with Credit dept, DSA’s, BDM’ & Director & Head of Sales.
⦁ Updating & prepare presentation for Sales Staff in Abu Dhabi for change of Policy & New products.
⦁ Working with our Sales Planners and Sales Managers to assist and support in their daily responsibilities
July 2014 – May 2015:
Credit Admin Officer, SME CAD Dept.
Abu Dhabi Commercial Bank, UAE.
⦁ Document Vetting for Business loans.
⦁ Work directly with RMs to obtain all necessary financial statements and transaction information in order to analyze credit requests
⦁ Custodian
⦁ Prepare various MIS report on daily, weekly & monthly basis.
⦁ UAT for SME CAD dept related to EDLR & EDMS scanning system.
⦁ Updating of new documents in the system.
⦁ Good knowledge of FLEX,FINACLE, EDLR & LMS system
⦁ Maintain record of cases disbursed & pending with dept.
November 2012 – March 2013 (Contract based job)
Document Controller in Retail Loan Dept.
First Gulf Bank, UAE.
⦁ Handling & Maintain records of security cheques.
April 2012 – July 2012 – Officer: (Contract based job)
Document Vetting Dept.
Abu Dhabi Commercial Bank, UAE.
⦁ Maintenance of Security files - Arrange and maintain security file in customer id order.
⦁ Scanning documents - Scanning all the new security documents as per the request by SME CAD.
June 2010 - August 2011
Assistant Manager,
Axis Bank Ltd. Sion Branch, Mumbai, India.
⦁ Cheque Clearing department.
⦁ Worked as Cashier.
⦁ Handled responsibilities for all Operational Activities of the branch.
⦁ Taking Care after Cheque transfers, RTGS and NEFT, Pay Order/Demand Drafts.
⦁ Processing walk in customer’s request regarding Mobile Banking, Change of Address, providing i-Connect Registration facility.
⦁ Performing role of investment advisors in General Insurance, Life Insurance, Mutual Fund, Fix Deposit, Recurring Deposit.
⦁ Providing locker facilities and handling complaints related too same.
⦁ Working in live FINACLE v10.0 banking software.
⦁ Easily established a rapport with people of all ages, cultures, and beliefs.
⦁ Acquired in-depth experience in MS Excel and Power-point
May 2008- July 2008
Project Trainee with Banking Dept.
Tata Mutual Fund, Mumbai, India.
⦁ Documentation for Banking Department.
⦁ Preparation of flowchart
⦁ Preparation of flowcharts as a part for documentation to study the current market trends to analyze the data.
⦁ Co-ordination with different banks.
⦁ Monitoring the inflow and outflows of funds.
⦁ Highly motivated and result-driven
Jan 2007 - June 2007:
Operation Trainee with Policy servicing Dept.
⦁ Co-ordination with Regional and Branch Managers.
⦁ Processing Renewal, Assignment, Surrender requests of policy.
⦁ Processing any general change in the policy as per the customer request.
⦁ Processing of Unit linked policy on daily basis.
⦁ Updating the Bonus and Surrender value as per the request.
Education:
⦁ 2009-2010: MBA Finance from Dr. D.Y. Patil Institute of Management Studies, Dr. D.Y. Patil University (Navi Mumbai, India)
⦁ 2006-07: Bachelor of Commerce from K.J. Somaiya College of Science and Commerce, Mumbai University (Mumbai, India).
Certificates:
⦁ Advanced Anti-Money Laundering certification.
⦁ Compliance Foundations Training.
⦁ Information & Physical Security Awareness Training.
⦁ Fraud Control.
⦁ Operational Risk Management Basics
Business, Accounting, Human Resources & Legal
Data Analysis
Finance
Financial Analysis
Research and Development
