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Sunit Kalkoti
BASIC
India, Bengaluru
Remote Credit Analyst Sunit Kalkoti, Business, Accounting, Human Resources & Legal
Evaluating the financial status of potential customers, monitoring existing clients, performing risk assessments, writing detailed reports, and making informed decisions while extending credit. Credit analysis, due diligence, risk reporting basis profit and loss statement, balance sheet and cash flow statement of companies/firms Underwriter for working capital, term loans, export finance, mortgage loans for MSME & Corporate clients, covering both the qualitative and quantitative aspects of the economy, sectors and company being analyzed Broadly analyze companies based on their audited financials, ratios, debt service coverage ratio, cash flows, promoter expertise, collateral, asset coverage ratio and compare them with their peers in the industry Evaluating risk profiles of clients and provide credit ratings from time to time & structure products as per company profile to reduce risk for the stakeholders Keeping abreast with changing industry dynamics, global economic conditions to be better equipped at dealing with complex situations & follow RBI guidelines and be updated with the changes in policies and rates Well versed with break-even analysis, stress testing, SWOT, NPV, IRR, VaR, hedging strategies, forward, futures, options, capital asset pricing model, portfolio analysis, fixed income securities and capital market Adept at working with large volume of data in excel with an eye for detail. I have a strong analytical and problem solving skills with ability to perform data analysis. Client/site visit to understand the business model and working capital requirement (Cash credit, Overdraft, Term loan, FCTL, PCFC, EPC, Letter of credit, Bank guarantee etc) Expert at preparation of opinion based reports covering detailed analysis of promoter profile, business, industry,management, financial risk & mitigates and making recommendations to the Risk department head/ committee with appropriate covenants NPA & Potential NPA analysis and liaising along with the business and recovery team to formulate strategies to recover delinquent accounts Proactively monitoring the assigned portfolio by tracking the industry & economic conditions Delivered the best turn around time, and managed customer and internal queries with highest standards of ethics, including regulatory and business conduct, across the Bank
Business, Accounting, Human Resources & Legal
Account Receivables Management
Financial Forecasting
Business Analysis
Financial Markets
Financial Analysis
25 $
Blessille Bendal
PLUS
Philippines, Baguio
Accountant Blessille Bendal, Business, Accounting, Human Resources & Legal
Professional Skills  Certified Public Accountant Board Passer-October 2015  Civil Service Eligible-Professional and Sub-Professional Level  Proficient in Microsoft Office 2007 (Word, Excel and PowerPoint) Work Experience  Administrative Officer IV Budget Officer II City Budget Office, City Government of Baguio, April 2018-July 2020 • Prepared, reviewed and monitored budget allocations of various departments in the local government unit. • Assessed impacts and outcomes of projects, programs and activities to the fulfillment of mandates of the various departments • Prepared presentations for seminars and workshops on budgeting. • Nominated- Outstanding Employee of the Semester  Administrative Officer II Budget Officer I City Budget Office, City Government of Baguio, March 2016-April 2018 • Prepared, reviewed and monitored financial requirements for the projects, programs and activities of various departments of the City. • Contributed solutions and ideas to improve budget systems for effective and more efficient service delivery • Helped improve work relationships in the office by exhibiting pleasant personality that influenced colleagues.  English as Second Language (ESL) Teacher Pines International Academy, Jan.-Feb. 2016 • Coached and encouraged students in improving their communication skills in preparation for their licensure examinations. • Demonstrated ability to handle different types of personalities and situations through flexibility and understanding. Oral and Written Communication  I have worked in numerous group and team settings where I was able to articulate points of discussion with my team. I gained a deep analytical knowledge—but more importantly, I learned how to interact calmly and diplomatically with people. Problem Solving Skills  Through my diligence in studying and being exposed to different kinds of people and environment, I have learned the ability to be flexible and to adapt to different situations and environments. Self-Development  I handle well my emotions, careful to have balanced and positive mindset.
Business, Accounting, Human Resources & Legal
Accounting
Administrative Support
Budgeting and Forecasting
Certified Public Accountant
Financial Accounting
5 $
Chiranjeevi Thota
BASIC
India, Hyderabad
Finance Head Chiranjeevi Thota, Business, Accounting, Human Resources & Legal
12+ years of extensive experience in end to end (E2E) accounting & corporate finance. Leading overall finance functions and providing strategic advices for taking key decisions, budgeting, cash flow, accounting, funds flow, compliances and business plan. Fund raising, Investor meetings, providing strategic recommendations to the board/vp and members of the executive management team. Advising on long-term business and financial planning. Being a seasoned professional with experience in INDAS, IFRS Certification, and ERP implementation, digital transformation of accounting and managing cash flows as well as driving commercial discussions. Being a finance director I’m responsible for tracking and analyzing financial information to ensure that the organization takes decisions that are aligned to its vision. General ledger(R2R), accounts receivable(O2C) – cash applications, accounts payable(P2P), taxation, auditing, reviewing and monitoring of capex and opex, maintain fixed asset register, bank reconciliation statements, stock accounting and verification, invoice preparation. Strong understanding of corporate finance and accounting procedures. Closing the books of accounts on time on monthly basis. Working closely with leadership team on strategic & planning level with respect to Accounts & Finance Functions. Managing Accounts & Finance functions with focus on revenue growth & profit maximization of the organization. Finalization of books of accounts, balance sheet, P&L and providing MIS on time. Manage entire Finance control system, preparation of Annual budget, management of cash flow Ops. Implementation and review of Financial Controls and Policies. Managing day to day banking Ops. Preparation and analysis of various financial & management reports on daily, monthly, quarterly & annual basis. Preparing and managing End 2 End payroll operations & treasury Operations of company. Tax management and compliance structuring of contracts to optimize taxes, filing of periodical returns under direct and indirect tax laws (income tax, GST, etc.). Manage audits under various laws, coordinating with consultants, assessments, hearings, monitor compliance with labor laws, Legal Compliance, Arbitration Matters. Regular review meetings with Board Members & CEO/COO. Working with external Auditors/Bankers/Vendors/stakeholders.
Business, Accounting, Human Resources & Legal
Bank Reconciliation
Account Payables Management
Bookkeeping
Account Receivables Management
Budgeting and Forecasting
10 $
Arpit Sinha
BASIC
Community Manager Arpit Sinha, Other
I have completed a one-year internship in ClinicSpots, a digital marketing agency, as an SEO analyst. I have successfully optimized more than 25 websites and Google My Business projects with a great client success rate. I have experience in multiple roles such as content marketing, Content writing & Social media as well  Due to my capability of ranking websites and selling skills, I convinced 14 clients to take the higher packages of optimization, which my team leaders highly appreciated.  Because of my expertise in Marketing and fluency in English, I was chosen to provide training to the interns who joined the summer drive of 2021.  I have also taught many business relationship managers about SEO on-page and of page practices and how to pitch the client for that. I have been familiar with marketing and content writing for 3 years now where I have gathered essential information and crux on how to convince a customer and generate faith towards product whether be online or offline. I believe pitching an idea is the base of every interaction and then matching the frequency of buyer and from my experience in BONN nutrients wherein I along with my team had to sell a stock of 25,000rs and we worked in a team strategically and landed the total sales to 30,000rs, I can say I have mastered the above two-aspect. Apart from this, I have also been associated with E-mail marketing with ClubJB wherein I learned to create innovative posters and promote the brand through E-mail Also.
Other
Anything Goes
US Taxation
Podcasting
25 $
Michael Daly
BASIC
Accountant Michael Daly, Business, Accounting, Human Resources & Legal
I am a young professional looking for a new opportunity. I am employed at Precision Agri Africa as an Accountant and have been employed there since July 2020. Before that I was at Senwes head office in Klerksdorp from February 2019 to June 2020 as a Financial controller for the Group Finance department. I started my career at BKD Auditors, where I worked for almost 4 years after I finished my degree. I completed my Chartered Accounting articles in 2017 and worked as an audit manager during 2018. I am hard-working, goal oriented and eager to learn. I am ready to take on new responsibilities and roles and hope to expand my knowledge as well as move forward in my career. With a background in audit, I have learnt that organisation, prioritization and a clear schedule are a key partof day to day life to ensure you reach your goals. In my personal life I enjoy camping, hunting, water sports, diving and the general outdoors. I am married and have two young sons, the eldest is six and the youngest is one and I enjoy spending most of my spare time with my family. I was a member of the Potchefstroom 47 Round Table and actively participated in all of their charity events. I took in active role in the social media aspect and branding. I have convened the annual Craft Beerfest as well as other fundraisers.
Business, Accounting, Human Resources & Legal
Accounting
Audit
Bank Reconciliation
Budgeting and Forecasting
Financial Accounting
25 $
Amit kumar singh
BASIC
India, New Delhi
Office manager,Aks owner, financial expert and adviser, virtual assistant, YouTube, Feckbook, twitch 50+ platforms content creators Amit Kumar Singh, Business, Accounting, Human Resources & Legal
1. Answering incoming emails and delivering world-class service to our customers 2. Coordinating appointments and meetings and managing staff calendars and schedules 3. Coordinating domestic and international travel, including flight, hotel, and car rental reservations for our C-level 4. Purchasing office supplies and equipment online 5. Producing reports, composing correspondence and drafting new contracts 6. Creating presentations and other management-level reports 7.master five basic functions: planning, organizing, staffing, leading, and controlling. 8.Maintains office services by organizing office operations and procedures. 9.preparing payroll, controlling correspondence, designing filing systems, reviewing and approving supply requisitions, and assigning and monitoring clerical functions. 10.Analyzed and optimized operations including bookkeeping, payroll, supplies, and other clerical services. Supervised team of 5+ clerical staff to ensure workflow is well-prepared and ran smoothly. Managed invoices from vendors to assist the accounting department. ... Revised the onboarding manual strategy. 11.essentially ensure the smooth running of an office on a day-to-day basis and may manage a team of administrative or support staff. 12.Responsibilities typically include: ... managing office budgets. liaising with staff, suppliers and clients. 13.Financial Expert and Adviser, Human Resources Head Recruiter, Relationship Analystics researcher and Problems Solver of Consumer-Brand project management and Personal Relationship Adviser. Currently, I am working full-time Financial Expert of Toptal and Human Resources Recruiter for World Tech Academy Program and Chain:- Social Worker with My Friends Started a Chain for Help People (Helping Hands) (50 Meter) (Messiah ) Start-ups :-Aks Gaming With Very Earlier Stages. I Have Over 6 Years of Experience In Content Creation and Distribution on 20+ Platforms Like YouTube and Feckbook, Gaming Content Creators on Twitch Educational Content Creators on Udemy and Skillshare, Very Interested in Writing & Reading and Learning & Teaching Experience.I am also Writer of Bussiness Development, E-commerce and Start-ups, Hugh Interested in Debates want to talk on Every topic Expert on clarity.fm
Business, Accounting, Human Resources & Legal
Administrative Support
Budgeting and Forecasting
Customer Experience
HR Administration
Management
30 $
Edgar Esguerra
BASIC
Philippines, Taytay
Director, Manager, Operations, Business, Finance, Budget, Human Resources Legal Edgar Esguerra, Business, Accounting, Human Resources & Legal
Experienced leader with more than fifteen years of significant international work experience, leadership, the development industry, conceptualizing and formulating vision and strategy, strategic planning, development and execution of plans, international operations management, implementing and managing projects. • Leadership and organizational skills • Global and international operations • Management and strategic planning • Budget and finance analysis & management • Administration & organizational development • Project management; Change management • Ability to work in a multi-culture environment • Ability to develop relations with partners • Analytical, inquisitive and good at integrating thoughts and ideas • Excellent oral and written communication skills • Excellent with Microsoft Office programs • Interior Design & space planning As Location Manager, established and managed the office to serve and enable staff from the Asia Regional Hub, ODI staff, Development Philippines and the Communist Asia Region to be effective in accomplishing their ministry goals and objectives. • Developed annual business plan and strategy, budget and financial management and staffing/space planning plans. Oversee, managed, and provided strategic direction to administration, purchasing, finance, IT, human resources and legal. Ensured that operations adhered to company policies and local laws. Established and managed a core support team that maintained the office location. Looked out for innovation, and up-and-coming trends for the office and staff. Streamlined approval processes, payroll computations, expense monitoring, performance management, salary scale updating to reflect inflation adjustments, reviewed and analyzed financial statements. • Developed, managed, tracked, analyzed, forecasted a budget and ensured alignment with direction and plans. • Facility management included (but is not limited to) security, safety, space planning, staff communication. Designed, planned the office layout, mezzanine, prayer room for efficiency. • Oversee procurement for products and services, staff needs and care, compliance with local laws, stewardship for assets/resources. • Developed and maintained a model to calculate occupancy costs and a chargeback model for hosted staff/teams. Negotiated hosting service level agreements with other offices involved. Ensured and tracked expenses so that they are shared across stakeholders accordingly. • Liaised with subject matter experts for various matters like government agencies, facilities and maintenance requirements, legal counsel, etc. Led the identification and management of a new consultant. Researched on registering the office as a Regional Headquarters (RHQ) license. Negotiated with service providers and contractors for better service and price. Resolved existing issues with providers. Managed contractors’ budget and accomplishments. • Led, directed and managed the support staff to serve with excellence. • Promoted Christian values and nurture in the office of about 32 hosted staff. Established and headed the Spiritual Nurture team that strategized and planned to nurture staff to be consistent with the core values and reflect the DNA of the company. • Prepared all documents and reports as required and needed by the local board of trustees. As Shared Services Asia manager, developed and managed a shared services function to enable back office support to development programs in the areas of compliance, financial and project information reporting, IT, fund transfer model and research/WWL for the countries that are part of the Asia Region. Developed plans and managed the timely submission of financial and project information reports coming from 24 countries in Asia. Managed the IT support to 5 countries in Asia supported by 4 IT engineers. Developed plans, processes and tools and managed the timely submission of WWL research by the field in 24 countries in Asia. Developed management reports, dashboards and periodic communications for senior management business intelligence. Planned and organized Asia-wide meetings and activities. Supervised local and regional project teams and staff. Managed and coached staff in order to achieve performance goals and objectives. Ensure that projects’ and deliverables’ expectations are met. Led the recruitment, onboarding of additional and new staff. • Drove the annual business planning, developed work plans and milestones, budget and financial management and staffing plans for the SSA. • Provided business leadership for the SSA with primary focus to increase efficiency, simplify processes, and optimize cost and quality for ministry objectives. • Served and contributed to the Asia Regional Hub management team. Associate Director Sponsorship Operations, Project Coordination and Support Provided leadership and management for the Sponsorship Operations and Global Service group where the Project Coordination and Support team is a part of: • Led the articulation of the program of the department, planning and development of the team’s annual strategy and action plans to ensure alignment with the strategic direction. Ensured that objectives are met, plans are executed by providing systems and processes, monitoring and evaluation. Looked out for innovation, and up-and-coming trends for the department. • Developed staffing and resource plans for the entire Sponsorship Operations and Global Services group in consultation with the senior and other directors and managers that supported the group’s objectives. Developed procedures for regular (or monthly) review and updating of actual staffing against resource plans. Led in recruitment, selection and onboarding of staff and/consultants. • Worked with human resource to recruit the right people, get them on board quickly, and orient them substantially to achieve business goals. This also entails coaching and performance management, enabling them to succeed in their job, and dealing with staff issues and firing. • Developed annual budget for multiple projects and programs in consultation with the senior director and in support of the group’s strategic direction. • Analyzed financial statements for management decisions. Periodic budget (re)forecasting, variance analysis and budget management. Worked with finance team to ensure accuracy and correctness of financial statements. • Tracked, managed and forecasted budget in order to maximize funds and avoid over and under spending. Developed methods, statements and reports in collaboration with finance analysts to effectively monitor performance. • Engaged and collaborated with other leaders and counterparts across the regions and the Partnership (National Office, Regional Office and Global Centre) in order to promote and advance the strategies of the Sponsorship Operations and Global Services – Project Coordination and Support team. • Cultivated a culture of innovation and improvement as a way to find solutions of making processes more efficient in achieving objectives. • Oversee the day-to-day operations, and serves as the site leader of the whole team including management of expenditures, communications, staff issues, concerns and services. Led and managed a group of 5 diverse teams (25+ staff) that provided support, services and solutions for the Sponsorship Operations and Global Service group and other offices: Project management coordination team, sponsorship reporting services team, creative services team, web portal support, child media quality and community media quality review teams. The Project Coordination and Support team served and engaged with a wide variety of global customers in a diverse cultural environment: global center (GC) teams, support offices (SOs), regional offices (ROs), national offices (NOs) and field offices (ADPs) that enabled them in carrying out their goals and objectives. In addition, extensive business services are provided to various communities of practice, networks and other working groups. • Led the management and coordination of several projects in support of a program to revitalize the business with the use of digital media. This included creating a plan, organizing teams, establishing work breakdown schedules, designing project flow charts, documentations, conducting reviews, communications, identifying project implementation risks, issues, and establishes mitigation plans, the development of resources to enable field staff in adopting to the change, and project closures (e.g. Pilot and phase in of child greeting video, child and community photo album, child and community update photo and video, etc.) • Provided leadership and supervision to a project management team of several projects that introduced new initiatives in the field and managed operational and organizational risks projects, implemented new systems and processes to improve quality, reduce workload and improve efficiency (e.g. Quickstep Form Scanner, Bar Code Scanner, Stepwise, FIP/MFT/RMT, Singlestep Stabilization, Horizon Mobile, etc.) This also included the development of resources to train field staff. Ensured that the life of a project goes through the rigors of project management discipline to guarantee success and project quality. • Provided leadership to the reporting service team that developed and regularly published key business intelligence to inform metrics for high level management and other sponsorship services (e.g. Sponsorship Field Dashboard, ADP Portfolio and RC Planning, Annual APR, RC Facts & Figures, CMS, etc.). • Provided leadership and managed the quality review of child and community rich media as an efficient service to the field and support offices ensuring the compliance to set standards and guidelines. • Managed the quality review of rich media for child content and optimized the process and established this as a new global service for sponsorship. • Managed the onboarding of customers availing of the quality review of child media as an efficient alternative. Established, led and set-up an effective procedure for the chargeback model to collect the fees for the services provided. • Provided leadership to the creative services team that developed, created and designed visual change and communication materials which are effectively used by all NOs for capacity building, enabling them to adopt initiatives and new systems quickly. This team also produced e-learning materials which are interactive to enable knowledge transfer online (for Stepwise, Horizon, etc.). Short instructional video clips were also produced so staff can easily visualize and understand messages. This team also did the coordination of translation to three other major languages (French, Spanish, and Portuguese) to make materials available in multiple languages. • Provided leadership in establishing web portal presence for Sponsorship Operations and Global Service which make key reports and metrics easily available, empowering frontline staff to access tools and training resources they need to deliver with quality, on time, and as per expectation. • Developed annual strategic goals and work plans for the whole team which aligns to global strategy. Provided leadership and guidance for the entire unit in carrying out its functions in accordance with its mandate and with excellence. • Oversee and directed performance management and mentoring of staff by managers on a periodic basis. Ensured that staff has access and opportunity for individual learning and development.
Business, Accounting, Human Resources & Legal
Budgeting and Forecasting
Business Strategy
Financial Management/CFO
Management
Startup Consulting
70 $
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